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Archives for December 2010

Time to Toast in a New Year…and Renew Your E&O Insurance!

December 30, 2010

As we approach the dropping of the ball to close 2010 and introduce 2011, don’t forget to renew your Errors and Omissions Insurance.  Unlike our real estate Broker licenses, which now renew on our anniversary dates, E&O Insurance renews every calendar year.  The Colorado Real Estate Commission is auditing ALL licensees EVERY February; in 2009 and 2010 alike, thousands of people forgot to renew their E&O Insurance, and therefore were placed inactive when discovered by CREC. 

If you should happen to forget your renewal, don’t despair.  The consequences aren’t that terrible.  When you’re placed inactive by CREC, it’s a simple form and a nominal fee – plus proof of current E&O Insurance – to reactivate.   Perhaps a bigger concern is the lapse in your policy; carriers vary in their policies as far as whether or not a lapse or break in your coverage affects your benefits.  For example, if you let your policy lapse this year and have 30 days of no coverage before CREC catches you in February, your insurance company may not cover an offense that pops up from your past.  Be sure to inquire with your insurance carrier if you have concerns.  And of course it goes without saying – NEVER forge your E&O Insurance certificate!  The consequences are terrible, yet CREC has found offenders for the past two years.

The end of 2010 also reminds us to prepare for an abundance of growth and opportunity in 2011!  Be sure to make education one of your goals; check out the list of upcoming classes from The Real Estate School in Northern Colorado.  Have a safe and Happy New Year!

2011 Education Schedule Released

December 21, 2010

Just hear those sleigh bells jingling, and the seconds ticking, as 2010 draws to an end!  The Real Estate School is ready for the new year in Northern Colorado! No better time than now to start planning your education for 2011, so mark your calendars for the following courses being held at Eheart Interior Solutions:

  • January 14th, 9:00-12:00, 2011 New Contracts, 3 hrs CE, $30, instructed by Charity Vermeer Cornelison
  • January 14th, 1:00-5:00, 2011 CREC Mandatory Update, 4 hrs CE, $40, instructed by Charity Vermeer Cornelison
  • February 4th, 9:00-12:00, Creative Financing I, 3 hrs CE, $35, instructed by Oliver Frascona
  • February 4th, 1:00-4:00, Creative Financing II, 3 hrs CE, $35, instructed by Oliver Frascona (save $10 by taking BOTH)
  • February 23rd, 10:00-11:00, FHA 203K Rehab Loans, 1 hr CE, $15, instructed by Teri Evans
  • February 23rd, 12:00-4:00, Cracking the Credit Code, 4 hrs CE, instructed by Chandra Hall (save $5 by taking BOTH)
  • March 10th, 9:00-12:00, Short Sales, Foreclosures & Working with Lenders, 3 hrs CE, $35, instructed by Oliver Frascona
  • March 10th, 1:00-4:00, Plan B: Bankruptcy, 3 hrs CE, $35, instructed by Oliver Frascona (save $10 by taking BOTH)
  • April 8th, 8:30-12:30, 2011 CREC Update, 4 hrs CE, $45, instructed by Oliver Frascona
  • April 8th, 1:30-4:30, 7 Deadly Snares of Real Estate, 3 hrs CE, $35, instructed by Oliver Frascona (save $10 by taking BOTH)
  • April 22nd, 9:00-12:00, Agency vs. Transaction Brokerage, 3 hrs CE, $35, instructed by Oliver Frascona
  • April 22nd, 1:00-4:00, Listing Contract Issues, 3 hrs CE, $35, instructed by Oliver Frascona (save $10 by taking BOTH)
  • May 5 & 6, 9:00-4:00, Certified Negotiation Expert Designation, 12 hrs CE, $250, instructed by Oliver Frascona

All of the above dates include breakfast, lunch and snacks, sponsored by Fidelity National Title and Premier Mortgage Group.  Questions and RSVP’s may be directed to Jennifer Shepherd at 970.212.7711.

More classes coming in 2011, so stay tuned!

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